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LexisNexis InstantID

Community-contributed integration

This integration is community-maintained. Reference: ory/integrates/identity-verification/lexisnexis.

LexisNexis Risk Solutions provides InstantID, a database-backed identity verification API that scores name, address, SSN, and DOB matches and returns NAS, NAP, and CVI scores. It is common in US financial services and insurance flows where document scans add too much friction. This integration runs InstantID synchronously from Ory Actions during registration and gates sign-in on the stored verification status.

Endpoints

PathTriggerAuthPurpose
POST /lexisnexis/verifysync registration.after, can_interrupt: trueX-Webhook-SecretCalls LexisNexis InstantID with the identity's PII; evaluates NAS/NAP/CVI against thresholds; PATCHes verdict (passed / failed) onto the identity; returns { status: "ok" } or surfaces an error to fail the registration flow.
POST /lexisnexis/validatesync login.after, can_interrupt: trueX-Webhook-SecretBlocks login when metadata_public.lexisnexis.verification_status == "failed".

NAS / NAP / CVI

LexisNexis returns three scores per inquiry; defaults below are 50 (calibrated for low-risk consumer flows; tune up for higher-risk products):

  • NAS — Name + Address Score: how well the supplied name + address match LexisNexis records.
  • NAP — Name + Phone Score: name + phone match.
  • CVI — Comprehensive Verification Index: roll-up score across all signals.

Required env vars

ORY_WEBHOOK_SECRET Bearer / X-Webhook-Secret value Ory sends
KRATOS_ADMIN_URL Ory Network admin URL (or self-hosted Kratos admin)
ORY_API_KEY Ory admin API token (identities:write)
LEXISNEXIS_USERNAME InstantID username
LEXISNEXIS_PASSWORD InstantID password
LEXISNEXIS_API_URL InstantID API URL
LEXISNEXIS_ORG_ID InstantID organization id
INSTANTID_NAS_THRESHOLD default: 50
INSTANTID_NAP_THRESHOLD default: 50
INSTANTID_CVI_THRESHOLD default: 50
PORT default: 3000

Run

cd webhook/
cp .env.example .env
npm install
npm start # runs `tsx server.ts`

Resources