High-performance, Compliant IAM for Financial Services
Financial services organizations can protect transactions, manage complex permissions, and scale to millions of users with Ory.
Why Financial Services Choose Ory
Bank-Grade Security & Compliance
Adhere to strict regulations (GDPR, ISO) with built-in multi-factor authentication (MFA), passkeys, and secure session management to prevent account takeovers.
Scale Without Limits
Whether launching a startup or handling millions of active users, Ory’s cloud-native architecture scales effortlessly to meet OpenAI's 800M weekly active users.
Modernize Legacy Systems
Avoid high risk "rip and replace" approaches by easily bridging legacy infrastructure with modern API-driven services using OpenID Connect and OAuth 2.0.
Zero Trust by Design
Implement low latency, fine-grained, relationship-based access control (RBAC/ABAC) across your entire stack that is based on Zanzibar inspired.
Deployment Flexibility
From Self-hosted to SaaS, Ory provides the same functionality. Start one way and evolve to another, with Ory you have choice and versatility in how you implement.
Take a headless, API-first approach
By decoupling the UI from the backend, we provide unmatched flexibility, performance, and security, allowing developers to create across any platform.
Jeff Kukowski
Ory CEO
AI workflows rely on authenticated access at every stage... Each request, regardless if it’s from a human, app, or AI agent, must be verified and authorized with the right permissions.
Delivering Financial Services Use Cases
Phishing-Resistant MFA & PSD2 Compliance
Native support for phishing-resistant Passkeys and WebAuthn, financial institutions can swap vulnerable SMS-based 2FA for secure biometric or hardware-based login, simultaneously neutralizing account takeover risks and satisfying rigorous PSD2 or NYDFS compliance mandates.
Secure Open Banking & API Ecosystem
Utilizing OAuth 2.0 and OpenID Connect, financial institutions can securely empower the Open Banking ecosystem by issuing scoped access tokens to third-party providers, ensuring the bank remains the ultimate source of truth for identity without ever compromising customer credentials.
Fine-Grained Authorization for "Banking-as-a-Service" & Agentic
By implementing Zanzibar-inspired relationship-based access control (ReBAC), organizations can seamlessly manage complex hierarchies with granular, billion-scale permissions without sacrificing performance in high-volume transaction environments.
Zero Trust API Gateways for Microservices
Financial institutions can bridge legacy systems and modern microservices with a Zero Trust architecture that validates every request, ensuring unauthorized traffic never reaches core banking logic.
Seamless and Secure Customer Onboarding
Slash user drop-offs by integrating frictionless biometric and passwordless logins with automated KYC webhooks, ensuring a custom-branded onboarding experience where users only become active once all regulatory hurdles are cleared.
We could hire a team to do a lot of this in-house. But the question is, is that the right focus for us as an organization and a team? — Ory's years of experience means we can rely on their expertise.
Benjamin Billings
Engineering Manager, Identity Platforms
Modular and modern IAM & CIAM
Open-source powered, fully customizable Identity and Access Management solutions. Use them all or bolt-on individual solutions to satisfy your critical use cases
OAuth 2.0 and OpenID Certified® OpenID Connect server — Cloud native, security-first, headless API security for your infrastructure. 
Cloud native user management system — Provision IDs, store user information, configure authentication methods and use a headless API. 
SAML to OpenID Connect bridge and Directory Sync — API integration for Enterprise SSO and user lifecycle management based on SAML, OIDC, and SCIM-based protocols. 
Identity and Access Proxy (IAP) — Authenticate, authorize and mutate any incoming traffic, using Zero Trust / BeyondCorp as open source. 
Authorization Server inspired by Google Zanzibar — Consistent, global Authorization System, providing granular access policies with RBAC, ABAC and ACL.
A certified identity platform
Learn more about Ory's commitment to data protection and compliance.
Trending Topics
Learn more about varying topics by clicking below
Why It’s Time to Move Beyond Homegrown IAMBeyond the Login Box: How Leaders Like OpenAI, Axel Springer and Fandom are Redefining Identity at ScaleIdentity that fits today, and tomorrow: Right-sizing for financial servicesThe Rise of the "AI Coworker & Assistant" and Why Your Security Isn't ReadyManaging Agentic Identities at Scale: What Will You Do When You Have 10,000 AI Agents? (And then 100,000? or a Million?)Stop Impersonating Your Users: Why Identity-Level Impersonation Is Dangerous and What to Do InsteadDon’t Build Your Own Auth…Here’s Why!The China Hack and the New Front Line: Why Identity is the Only Perimeter Left10 Practical Steps to Identity ResilienceMeeting the World’s Standards: Ory and Global Compliance ReadinessFrom Friction to Flow: How FedCM Drove a 15x Surge in User Sign-ups for a Major Publisher
